The 7 Critical Retirement Decisions !

You’ve spent decades building financial security. This workshop shows you how to protect it — no matter what the market, the tax code, or Washington decides to do next.

The 7 Critical Retirement Decisions is a free, 90-minute workshop designed for Western Massachusetts families within five to ten years of retirement — or recently retired — who want clarity, not complexity. Together we’ll work through the seven decisions that most determine whether a retirement income plan holds up over time: when to claim Social Security and how to protect a surviving spouse’s benefit, how to build predictable monthly income that doesn’t depend on a calm market, which accounts to draw from first and in what order to keep more of what you’ve saved, how to plan honestly for healthcare costs most people underestimate, and how to make sure inflation doesn’t quietly erode what took a lifetime to build. No products will be offered. No sales presentation. You’ll leave with a workbook, a clear set of next steps, and — most importantly — answers to questions you may have been carrying for years.

Leave your checkbook at home. Bring your questions.

Hosted by Gary Thomas, JD · CFP® · CDFA® · AIF® · Thomas Retirement Planners · Holyoke, MA · (413) 420-7033