BEGIN:VCALENDAR
VERSION:2.0
PRODID:-//Thomas Retirement Planners - ECPv6.18.2//NONSGML v1.0//EN
CALSCALE:GREGORIAN
METHOD:PUBLISH
X-ORIGINAL-URL:https://thomasretirementplanners.com
X-WR-CALDESC:Events for Thomas Retirement Planners
REFRESH-INTERVAL;VALUE=DURATION:PT1H
X-Robots-Tag:noindex
X-PUBLISHED-TTL:PT1H
BEGIN:VTIMEZONE
TZID:America/Halifax
BEGIN:DAYLIGHT
TZOFFSETFROM:-0400
TZOFFSETTO:-0300
TZNAME:ADT
DTSTART:20250309T060000
END:DAYLIGHT
BEGIN:STANDARD
TZOFFSETFROM:-0300
TZOFFSETTO:-0400
TZNAME:AST
DTSTART:20251102T050000
END:STANDARD
BEGIN:DAYLIGHT
TZOFFSETFROM:-0400
TZOFFSETTO:-0300
TZNAME:ADT
DTSTART:20260308T060000
END:DAYLIGHT
BEGIN:STANDARD
TZOFFSETFROM:-0300
TZOFFSETTO:-0400
TZNAME:AST
DTSTART:20261101T050000
END:STANDARD
BEGIN:DAYLIGHT
TZOFFSETFROM:-0400
TZOFFSETTO:-0300
TZNAME:ADT
DTSTART:20270314T060000
END:DAYLIGHT
BEGIN:STANDARD
TZOFFSETFROM:-0300
TZOFFSETTO:-0400
TZNAME:AST
DTSTART:20271107T050000
END:STANDARD
END:VTIMEZONE
BEGIN:VEVENT
DTSTART;TZID=America/Halifax:20260915T183000
DTEND;TZID=America/Halifax:20260915T200000
DTSTAMP:20260825T205441Z
CREATED:20260825T205441Z
LAST-MODIFIED:20260825T205441Z
UID:10000003-1789497000-1789502400@thomasretirementplanners.com
SUMMARY:The 7 Critical Retirement Decisions !
DESCRIPTION:You’ve spent decades building financial security. This workshop shows you how to protect it — no matter what the market\, the tax code\, or Washington decides to do next. \n  \nThe 7 Critical Retirement Decisions is a free\, 90-minute workshop designed for Western Massachusetts families within five to ten years of retirement — or recently retired — who want clarity\, not complexity. Together we’ll work through the seven decisions that most determine whether a retirement income plan holds up over time: when to claim Social Security and how to protect a surviving spouse’s benefit\, how to build predictable monthly income that doesn’t depend on a calm market\, which accounts to draw from first and in what order to keep more of what you’ve saved\, how to plan honestly for healthcare costs most people underestimate\, and how to make sure inflation doesn’t quietly erode what took a lifetime to build. No products will be offered. No sales presentation. You’ll leave with a workbook\, a clear set of next steps\, and — most importantly — answers to questions you may have been carrying for years. \nLeave your checkbook at home. Bring your questions. \nHosted by Gary Thomas\, JD · CFP® · CDFA® · AIF® · Thomas Retirement Planners · Holyoke\, MA · (413) 420-7033
URL:https://thomasretirementplanners.com/event/the-7-critical-retirement-decisions/2026-09-15/
LOCATION:URBAN Co-Works\, 98 Lower Westfield Road\, Holyoke\, MA\, 01040\, United States
ORGANIZER;CN="Gary Thomas":MAILTO:gary@thomasretirementplanners.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Halifax:20260917T183000
DTEND;TZID=America/Halifax:20260917T200000
DTSTAMP:20260825T205441Z
CREATED:20260825T205441Z
LAST-MODIFIED:20260825T205441Z
UID:10000004-1789669800-1789675200@thomasretirementplanners.com
SUMMARY:The 7 Critical Retirement Decisions !
DESCRIPTION:You’ve spent decades building financial security. This workshop shows you how to protect it — no matter what the market\, the tax code\, or Washington decides to do next. \n  \nThe 7 Critical Retirement Decisions is a free\, 90-minute workshop designed for Western Massachusetts families within five to ten years of retirement — or recently retired — who want clarity\, not complexity. Together we’ll work through the seven decisions that most determine whether a retirement income plan holds up over time: when to claim Social Security and how to protect a surviving spouse’s benefit\, how to build predictable monthly income that doesn’t depend on a calm market\, which accounts to draw from first and in what order to keep more of what you’ve saved\, how to plan honestly for healthcare costs most people underestimate\, and how to make sure inflation doesn’t quietly erode what took a lifetime to build. No products will be offered. No sales presentation. You’ll leave with a workbook\, a clear set of next steps\, and — most importantly — answers to questions you may have been carrying for years. \nLeave your checkbook at home. Bring your questions. \nHosted by Gary Thomas\, JD · CFP® · CDFA® · AIF® · Thomas Retirement Planners · Holyoke\, MA · (413) 420-7033
URL:https://thomasretirementplanners.com/event/the-7-critical-retirement-decisions/2026-09-17/
LOCATION:URBAN Co-Works\, 98 Lower Westfield Road\, Holyoke\, MA\, 01040\, United States
ORGANIZER;CN="Gary Thomas":MAILTO:gary@thomasretirementplanners.com
END:VEVENT
END:VCALENDAR